Whether you’re shopping for commercial insurance, ready to purchase a policy or reviewing your current coverage, we’re here to help you:
- Research business insurance options by coverage type and industry type.
- Understand the value Farmers agents and claims representatives add to your experience.
- Get answers to insurance questions that are often asked by small business owners like you.
Our goal here is simple: To equip you with information so you can choose the commercial insurance coverage you want for your business.
Business insurance coverage types
- Property: Coverage for risks related to business’s building, property, inventory or income.
- Liability: Coverage for risks ranging from customer injuries to wrongful termination.
- Crime: Coverage against money and securities theft committed by employees or third parties.
- Auto: Coverage for vehicles you own, lease or rent for business use.
- Workers’ Compensation: Assistance for employees if an injury or illness occurs on the job.
- Umbrella: Additional liability coverage that supplements an underlying policy.
- Life: Coverage that can help attract and retain employees, and prepare for business succession.
- Loss Control: Services that help you increase on-the-job safety and efficiency.
Additional business insurance options to consider
You can also explore coverage options with these handy “cheat sheets” that outline industry-specific insurance options for businesses like yours.
Apartment – For owners of small apartment buildings, large apartment complexes and everything in between.
Auto Service and Repair – For owners of shops that specialize in collision repair, oil changes, transmission repair and more.
Commercial Real Estate – For those who own office buildings, retail shopping centers, industrial parks, warehouses and self-storage facilities.
Contractor Insurance – For independent contractors such as plumbers, electricians, landscapers and painters.
Homeowners Association – For governing bodies that manage the common areas and other aspects of a homeowners association.
Manufacturing – For companies that manufacture products of virtually any type.
Office – For the offices of independent professionals such as doctors, lawyers and consultants.
Restaurant Insurance – For owners of quick service, casual and fine dining restaurants.
Retail Store – For those who own shops such as salons, dry cleaners, boutiques and convenience stores.
Wholesale – For businesses that provide wholesale goods and services to retail industries.